Acceptable Use Policy

Introduction and Concepts

At Companio, our mission is to support location-independent entrepreneurs and digital-first companies in starting, running, and growing compliant and sustainable businesses across jurisdictions. To achieve this, we maintain a clear and transparent Acceptable Use Policy (“AUP”), which defines the types of business activities and practices that are permitted, restricted, or prohibited when using our services.

This AUP applies to all users of Companio’s services, regardless of their country of incorporation or residence. It is intended to ensure legal compliance, ethical conduct, operational clarity, and the overall safety and security of our platform and user community.

This document outlines:

  • The types of business models supported under our different service plans in Estonia, Spain, and Bulgaria.
  • Business activities that are prohibited or not supported.
  • The accounting activities and transaction matchings accepted by Companio.
  • Our policies for violations and enforcement.
  • Country-specific rules and restrictions, particularly where local regulations impose additional limitations or obligations.
  • Information on supported countries and how to report a violation.

The Acceptable Use Policy is part of your agreement with Companio and is to be read in conjunction with our Terms of Service and Privacy Policy. By registering a company or using our services, you agree to comply with this policy.

Companio reserves the right to update this policy at any time, without prior notice, to reflect changes in legal requirements, operational capabilities, or risk assessments. It is the user’s responsibility to review the AUP regularly and ensure ongoing compliance.

Supported Business Models

Estonia

Virtual Plan

The Virtual Plan is designed for customers who do not require accounting services. It does not include accounting functionalities such as bank account linking or invoice uploading. Customers on this plan are limited to receiving our monthly invoices only. Any additional activity beyond this scope necessitates an upgrade to the Pro or Premium Plan.

Pro Plan

The Pro Plan is intended for Estonian companies with standard accounting needs and moderate business activity. It is suitable for digital entrepreneurs, freelancers, and startups offering remote services without a physical establishment.

Supported Business Models and Activities:

1. Digital Services
Businesses that operate entirely online and deliver value digitally to clients. Examples include:

  • Online marketing agencies.
  • Software development firms.
  • Graphic design studios.
  • UI/UX design services.
  • Influencers, streamers, and content creators (with proper invoicing from platforms).
  • Media and online publishing.

2. Professional Services
Freelance-style business activities based on personal skills or expertise, where the company operates remotely. Examples include:

  • Business and management consulting.
  • Legal advice and consultancy.
  • Education, coaching, and training services.
  • Architecture and design consulting.
  • Translation and copywriting services.
  • C-level as-a-service roles (e.g., CTO, CFO, CEO).
  • Data analysis, development, and other specialized knowledge work.

3. Digital Startups
Online platforms or digital products in the early stages of development or commercialization. Examples include:

  • SaaS platforms.
  • Digital content streaming services.
  • Social media apps or tools.
  • Marketplaces (non-transacting).
  • Mobile applications with a digital-only business model.

Not Supported in the Pro Plan (but supported in Premium):

Some business models require more robust accounting and regulatory handling and are only available under the Premium Plan:

  • E-commerce and dropshipping.
  • Investment in regulated platforms.
  • Cryptocurrency-related activities.

Users whose business activities fall into these categories must upgrade to the Premium Plan to remain compliant with Companio’s internal policies and Estonian legal obligations.

Premium Plan

The Premium Plan is designed for Estonian companies that require advanced accounting capabilities, engage in more complex business operations, or operate in regulated sectors such as e-commerce, intermediation platforms, and certain financial or crypto-related activities. This plan supports additional business models that require enhanced documentation and compliance.

Supported Business Models and Activities

1. E-Commerce and Dropshipping Businesses
Online shops and dropshipping models that act purely as digital sales intermediaries.
Conditions:

  • The Estonian company must not import/export goods directly or maintain stock or warehouses.
  • Fulfillment must be handled entirely by third-party providers (e.g., Amazon FBA, FBM).
  • Suppliers must be legal entities (not individuals).
  • The company acts solely as a sales facilitator.

Examples:

  • Amazon FBA/FBM sellers using third-party logistics.
  • Dropshipping ventures (with compliant suppliers).
  • Second-hand platforms acting as intermediaries only.

2. Marketplaces and Intermediation Services
Platforms that connect buyers and sellers without directly handling products or funds.
Examples:

  • Classified ad platforms (e.g., for vehicles, real estate).
  • Services marketplaces (e.g., cleaning, tutoring).
  • Digital platforms facilitating transactions between users.

3. Investment in Regulated Platforms
Investments made through licensed, compliant platforms.
Conditions:

  • Investments must be carried out through recognized and regulated platforms (e.g., eToro, Interactive Brokers).
  • Corporate accounts must be used and properly separated from personal finances.
  • Full transaction history and reporting must be available.

4. Crypto-Related Activities (Limited and Regulated)
Only certain cryptocurrency-related activities are permitted, under strict guidelines.
Permitted activities include:

  • Holding and trading crypto assets via approved platforms.
  • Using business crypto wallets (fully separated from personal accounts).
  • Receiving and sending crypto for business purposes (e.g., sales, expenses).
  • Exchanging crypto using integrated services in compliant banking platforms (e.g., Revolut Business).

All crypto operations must:

  • Be traceable and justified through proper documentation.
  • Involve only company-owned wallets.
  • Be conducted via corporate accounts in accordance with AML/CFT rules.

Not Supported Crypto Activities (even under Premium):

  • NFT creation, trading, or investment.
  • ICOs or token launches.
  • Operating or launching a crypto exchange.
  • Mining or validating cryptocurrency.
  • Any activity requiring a license as a Virtual Asset Service Provider.

Use of the Virtual Office Service (Estonia only)

As part of its monthly services, Companio offers a Virtual Office service to all its customers with an active monthly subscription. This service provides a legal business address and a licensed contact person in Estonia, as required by local legislation, when the shareholders and board members of the company live abroad.

Scope of the Service:

  • A legal address in Estonia for company registration purposes.
  • A licensed contact person as required under Estonian Commercial Code § 631, for companies with no local management.

Please note: This service does not include the reception or forwarding of any physical correspondence or packages. It is exclusively intended to meet the legal requirement for a registered office and contact person in Estonia.

Prohibited Uses:
The Virtual Office service may not be used to:

  • Send, receive, or forward any physical mail or packages, including letters, bank cards, or documents.
  • Serve as a logistics, mailing, or warehousing address for deliveries, returns, or commercial shipments.
  • Receive or send personal items, purchases, or non-business-related goods.

Service Conditions and Revocation:

  • Companio reserves the right to suspend or revoke the service in case of misuse, non-compliance with Estonian law, or failure to maintain proper communication and service status.
  • Continued eligibility requires timely submission of Annual Reports, tax filings, and full cooperation with compliance requests.

Spain

Companio offers accounting and tax compliance services for freelancers (“autónomos”) legally registered in Spain. Our model supports professionals whose activities are primarily digital, location-independent, and do not involve physical premises or permanent establishments.

Supported Business Models and Activities

We support business models that:

  • Are digital, online, or professional in nature.
  • Do not involve warehouses, retail spaces, or in-person client service facilities.
  • Are legally compatible with the Spanish self-employed regime (“régimen de autónomos”).

Examples of Supported Business Models and Activities

Digital Activities:

  • Web and mobile development.
  • Online marketing and SEO consulting.
  • Graphic design and UI/UX services.
  • Video editing, podcasting, content creation.
  • YouTubers, influencers, and streamers (with income traceable to known platforms).

Professional Activities:

  • Business and legal consulting.
  • Education and training (online or non-location-bound).
  • Translation, transcription, and copywriting.
  • Remote administrative support or virtual assistance.
  • Specialized technical services (e.g., yacht maintenance, drone consulting) that do not require business premises.

Digital Startups:

  • Founders working on MVPs or platforms in early stages.
  • Digital products or SaaS services under development.
  • Platforms or apps launched without a physical base.

E-commerce and Dropshipping:

  • Amazon FBA or FBM stores.
  • Dropshipping businesses operating fully online.
  • Marketplace sellers acting solely as intermediaries.

These activities are distributed across three service plans, depending on volume and complexity:

Start Plan

The Start Plan is designed for freelancers who are either just beginning their activity or who manage a low volume of operations. It provides the essential services needed for legal and tax compliance, with a focus on simplicity and cost-efficiency.

Supported Business Activities:

  • One registered professional activity, aligned with the Spanish tax system (IAE classification).

Limitations:

  • Not suitable for freelancers who employ staff or have salaried employees under their business.
  • No support for managing collaborators or payroll.
  • Not suitable for high-volume or multi-activity freelancers.

Global Plan

The Global Plan is designed for self-employed professionals in Spain who manage more than one line of business or handle a moderate volume of operations. It includes the flexibility needed to manage diverse income streams while remaining fully compliant.

Supported Business Activities:

  • Any combination of two professional activities (IAE codes).

Limitations:

  • Not suitable for freelancers managing a team or handling payroll.
  • No access to multi-user features.
  • Not suitable for activities requiring regulated financial licenses or crypto-related operations.

Team Plan

The Team Plan is Companio’s most advanced solution for freelancers with more complex operations. It is ideal for those managing subcontractors, handling collaborative projects, or requiring tools to work with international talent.

Supported Business Activities:

  • Up to three professional activities.
  • Same categories as above, with added support for organizational complexity.

Examples:

  • Business consultant with subcontracted designers and marketers.
  • Legal trainer managing international webinars and content creators.
  • Developer managing a remote technical support team.

Limitations:

  • Not suitable for financial institutions, crypto exchanges, or regulated financial services.

Unsupported Business Models

To ensure compliance, security, and legal clarity across all jurisdictions where Companio operates, certain business models and activities are not supported under any service plan. These restrictions apply to all users, regardless of the country of incorporation or the subscription plan in use.

Physical Business Operations

Companio does not support businesses that require a physical location, commercial premises, or that are based on the handling or sale of physical goods. Examples include:

  • Real estate ownership or rental, either residential or commercial, including property management or short-term rental operations.
  • Storage, warehousing, or sale of physical goods, including inventory-based retail or wholesale trade.
  • Physical shops, restaurants, cafés, or other retail/commercial premises offering in-person service.
  • Manufacturing, production, or transformation of physical products or materials.
  • Employment of staff in fixed office locations, coworking spaces used as permanent establishments, or any setup implying a stable physical presence in a specific country.

Crypto and Financial Businesses

Companio does not support businesses operating in or around the cryptocurrency or financial services industries that require licensing, fall under regulatory supervision, or present elevated compliance risks. Examples include:

  • NFT-related activities, including the creation, sale, or trading of non-fungible tokens.
  • ICOs (Initial Coin Offerings), token launches, or similar fundraising methods using crypto assets.
  • Launching or operating a cryptocurrency exchange, trading platform, or similar digital asset marketplace.
  • Cryptocurrency mining or validation operations, regardless of scale or energy model.
  • Any activity requiring a license as a Virtual Asset Service Provider (VASP) under local or EU regulations.
  • Robo-advisory platforms or algorithmic investment systems offering financial recommendations.
  • Investment in non-regulated financial platforms or private investment vehicles.
  • Direct investment in shares, bonds, or financial instruments outside of fully regulated platforms.
  • Financial intermediation, fund management, or lending activities requiring a financial institution license.

Prohibited Activities

Use of Companio’s services for the following activities is strictly prohibited:

  • Any activity that violates applicable laws, regulations, or administrative codes.
  • Processing or disclosing personal data in violation of data protection or privacy laws.
  • Infringement of copyright, trademark, publicity, privacy, or any other protected rights.
  • Selling or distributing alcohol, tobacco, smoking products, or prescription drugs and devices without proper licenses or in violation of applicable regulations.
  • Gambling, betting, lottery, casino operations, or any games of chance with financial rewards.
  • Acting on behalf of legal entities based outside the European Economic Area (EEA).
  • Operating businesses involving countries, entities, or individuals under international sanctions.
  • Financing or facilitating terrorism, money laundering, or other financial crimes.
  • Providing false or misleading information about the company’s activity, ownership, or purpose.
  • Running or promoting scams, pyramid schemes, Ponzi schemes, or other deceptive models.
  • Encouraging, instructing, or assisting others in conducting illegal activities.

Business Models Requiring Pre-Approval

The following activities may be accepted only after formal review and written pre-approval by Companio. If you operate in any of these sectors, contact us before onboarding:

  • Online pharmacies, nutraceuticals, supplements, and weight-loss products, due to elevated product liability and regulatory constraints.
  • Religious organizations, spiritual institutions, or faith-based non-profits.
  • Charitable foundations, donation-based funding models, or NGO operations.
  • Debt collection, recovery, or payment enforcement services (requires proper licensing).
  • Accounting or bookkeeping firms acting on behalf of other businesses.
  • Political parties, advocacy groups, or lobbying organizations.
  • Real estate agencies or real estate consulting services.

Other Unsupported Models and Activities

The following models are not supported under any plan, regardless of legal structure or intended jurisdiction:

  • Businesses dealing with narcotics, controlled substances, products containing THC, or any drug paraphernalia.
  • Art dealing or trade in high-value artwork, especially in unregulated or informal markets.
  • Holding companies or passive investment structures with no operational activity.
  • Media or journalism activities that may be discriminatory, promote hate speech, or incite violence.
  • Adult entertainment services, pornography, or sexually explicit content or products.
  • Sale or transport of live animals, endangered species, or any animal-derived products not permitted under law.
  • Services that collect money on behalf of third parties, such as cheque cashing, remittance agencies, or money transmission services.
  • Trade in weapons, ammunition, explosives, military-grade items, or replicas.
  • Fundraising or financial intermediation without the appropriate financial or payment licenses.
  • Multi-level marketing schemes, network sales, affiliate chains, or matrix marketing.
  • Factoring, lending, leasing, mortgage intermediation, pawn shops, or escrow services.
  • Trade in jewels, precious metals or stones, wholesale scrap metal, or unlicensed waste management.
  • Ticket resale agencies or scalping businesses without official reseller authorization.
  • Distribution of prepaid phone cards, SIM cards, or telecommunications credit.
  • Trade in counterfeit goods, replica products, or unauthorized branded merchandise.
  • Harassment, abuse, or offensive behavior toward Companio staff, other users, or representatives.
  • Surrogacy services or other pregnancy-related commercial activities.
  • Astrology, fortune-telling, spiritual healing, or esoteric consulting.
  • High-risk Politically Exposed Persons (PEPs) with unresolved compliance risks.

Supported Accounting Activities and Matchings

To ensure consistent and compliant bookkeeping across jurisdictions, Companio uses a standardized system of accounting matchings. A matching is the classification of a transaction based on its purpose and the related documentation. Each transaction must be matched to a business activity to determine its tax treatment and eligibility within our platform.

What is a Matching?
A matching is a label applied to a transaction that reflects its nature and supporting documents. It may or may not be linked to a document (such as an invoice or receipt), depending on the category. Examples include:

  • An outgoing transaction matched as “Purchase invoice”, justified by a supplier invoice for marketing services.
  • An incoming transaction matched as “Sales invoice”, tied to a digital service sold to a client.
  • A small fee matched as “Bank fee”, representing a wire transfer commission.
  • An internal transfer matched as “Internal movement”, reflecting funds moved between two corporate accounts of the same company.

Supported Matchings and Activities

Sales Invoices

Income received in exchange for digital services or products.
Examples:

  • A payment received for a web development project.
  • Monthly subscription payments for a SaaS product.
  • Royalties for use of copyrighted content.

Purchase Invoices

Expenses justified by a formal invoice for business-related purchases.

Examples of acceptable expenses:

  • Logistics or forwarding costs for e-commerce (e.g., shipping managed by Amazon FBA or dropshipping providers). Physical goods purchases are not allowed.
  • Low-value assets such as office stationery or accessories. Furniture, materials for construction, or repairs (e.g., plumbing or electricity) are not permitted.
  • Subcontracted digital services: design, software development, marketing, etc.
  • Temporary coworking space rentals (up to 6 months). Utility bills must be included and cannot be invoiced separately.
  • Legal or consultancy services directly related to the business.
  • Software subscriptions and digital tools.
  • Room rental for business purposes (e.g., conference or training sessions).
  • Digital advertising and marketing campaigns.
  • Mobile phone plans or internet services not tied to a physical office.
  • IT purchases such as laptops or technical support services.
  • Auditor and accounting services.
  • Car rental (short-term only, with invoice in the company name).
  • Car insurance, only when related to a rental vehicle.
  • Travel expenses such as flights, accommodation, or visas. Meals and drinks are excluded.
  • Other digital service expenses, as long as properly invoiced.
  • If a matching or document is missing or incorrect, the transaction will be declared as a non-business expense and may be subject to taxation. In Estonia, this is regulated under § 51.3 of the Income Tax Act, which establishes that undocumented expenses are treated as taxable disbursements.

Banking Fees

Fees related to bank services.
Examples:

  • Charges for business bank account maintenance.
  • Wire transfer fees for business payments.

State Fees

Payments made to government authorities.
Examples:

  • Business registration fees.
  • Industry-specific licenses or permits.

State Refunds

Reimbursements received from government agencies.
Examples:

  • VAT or tax overpayments.
  • Registration fee reimbursements.

Trips and Daily Allowance

Travel-related expenses and allowances for board members or employees.
Categories:

  • Purchase invoice (Travel expenses): Flights, accommodation, visa, baggage insurance.
  • Daily allowance: Paid from the company to the board member after a trip.
  • Non-deductible trip expenses: Personal meals and beverages, paid privately to justify daily allowance.

Internal Movements

Transfers between two bank accounts of the same company.
Note: Transfers between companies, even with shared ownership, do not qualify.

Share Capital Contributions

Funds contributed by shareholders to the company’s share capital. May represent initial capital or capital increases.

Dividends Distributed

Profit distributions to shareholders, applicable only when a company reports a positive annual result and has submitted its annual accounts. In Estonia, dividends may only be distributed after the Annual Report has been submitted, in accordance with local corporate and tax regulations.

Card Verifications

Microtransactions (typically €0.01) used to verify business payment methods.

Received Interest

Interest income generated from financial investments or savings.
Note: Only permitted if received from regulated platforms (e.g., eToro, Kraken).

Bank Cashback

Revenue from bank loyalty programs or account balance interest.

Commission Earnings

Small commissions earned from third-party partnerships or referrals.
Examples:

  • Referral bonus for recommending a service provider.
  • Earnings from affiliate programs not related to the company’s main activity.

Personal Loans From Owner

Funds loaned from the business owner to the company.
Conditions:

  • Must be formalized with a loan agreement.
  • Only loans from the owner to the company are allowed.
  • Not allowed if the loan is the primary funding source with no income.
  • Can be waived if necessary.

Held Fund Reserve & Released Fund Reserve

Temporary fund holds from payment providers (e.g., Stripe) as security against chargebacks. Funds are later released as “Released Fund Reserve”.

Internal Trading

Internal transfers or rebalancing within investment platforms. Not considered income or expense.

Unsupported or Discontinued Matchings

The following activities and matchings are not supported under any plan:

  • Corporate loans to the owner: Lending from the company to its shareholders is prohibited.
  • Donations: Incoming funds must be tied to a valid business activity or documented justification (e.g., refund, investment return).
  • Costs of entertaining guests: Includes meals, drinks, events, and similar hospitality expenses. These are considered non-business expenses.
  • Decrease of share capital: This operation is not currently supported by Companio.

Violations and Enforcement of the AUP

By using Companio’s services or registering a company through our platform, you agree to comply with this Acceptable Use Policy, as well as our Terms of Service and Privacy Policy.
As a user, you also acknowledge and accept the following responsibilities:

  • You must inform Companio promptly of any material changes to your business activity, including but not limited to a change in sector, revenue model, or jurisdiction of operations.
  • You are solely responsible for complying with all applicable laws and regulations in your country of residence and operation. This includes ensuring that none of your transactions or activities breach local tax, commercial, or regulatory frameworks.
  • You must not use Companio to carry out activities that are illegal, fraudulent, or otherwise prohibited under this policy, whether locally or internationally.
  • Companio may revise or expand the list of prohibited business activities at any time and with immediate effect, particularly in response to legal updates, risk assessments, or operational limitations.
  • If Companio reasonably suspects that you have engaged in activity that violates this Acceptable Use Policy or our Terms of Service, we reserve the right to suspend or terminate your access to our platform, without prior notice. Such actions may also include reporting to relevant authorities if required by law.

Other Violations of the AUP

In addition to prohibited business models and financial activities, Companio enforces strict standards regarding user behavior and communication. The following conduct is strictly forbidden:

  • Attempting to contact any Companio employee outside of our official communication channels.
  • Requesting or offering services to Companio team members independently of Companio as an entity.
  • Soliciting confidential information from any Companio employee regarding our internal tools, procedures, systems, other clients, or the company’s internal operations.
  • Misuse or unethical use of the platform, including attempts to bypass system limitations, exploit accounting functions, or manipulate reporting mechanisms.
  • Defaming, insulting, or publicly undermining the image of Companio or any of its directors, employees, collaborators, or shareholders.

Supported Countries

At Companio, we are committed to providing our services to as many entrepreneurs and professionals around the world as possible.
The following is the list of countries from which we currently accept company members. To be eligible for our services, at least one shareholder or board member of the company must hold a valid passport or identification document from one of the countries listed below.

Europe

  • Albania
  • Andorra
  • Armenia
  • Austria
  • Azerbaijan
  • Belarus
  • Belgium
  • Bosnia and Herzegovina
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Georgia
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Kazakhstan
  • Kosovo
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Moldova
  • Monaco
  • Montenegro
  • Netherlands
  • North Macedonia
  • Norway
  • Poland
  • Portugal
  • Romania
  • San Marino
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Ukraine
  • United Kingdom
  • Vatican City

America

  • Argentina
  • Bahamas
  • Barbados
  • Belize
  • Bolivia
  • Brazil
  • Canada
  • Chile
  • Colombia
  • Costa Rica
  • Cuba
  • Dominica
  • Dominican Republic
  • Ecuador
  • El Salvador
  • Grenada
  • Guatemala
  • Guyana
  • Haiti
  • Honduras
  • Jamaica
  • Mexico
  • Nicaragua
  • Panama
  • Paraguay
  • Peru
  • Saint Kitts and Nevis
  • Saint Lucia
  • Saint Vincent and the Grenadines
  • Suriname
  • Trinidad and Tobago
  • United States of America
  • Uruguay
  • Venezuela

Asia

  • Bahrain
  • Bangladesh
  • Bhutan
  • Brunei
  • Cambodia
  • China
  • East Timor
  • India
  • Indonesia
  • Israel
  • Japan
  • Kyrgyzstan
  • Laos
  • Malaysia
  • Maldives
  • Mongolia
  • Myanmar
  • Nepal
  • Oman
  • Philippines
  • Qatar
  • Singapore
  • South Korea
  • Sri Lanka
  • Taiwan
  • Tajikistan
  • Thailand
  • Turkmenistan
  • United Arab Emirates
  • Vietnam

Africa

  • Angola
  • Benin
  • Botswana
  • Cabo Verde
  • Cameroon
  • Central African Republic
  • Chad
  • Comoros
  • Côte d’Ivoire
  • Djibouti
  • Equatorial Guinea
  • Eritrea
  • Eswatini
  • Ethiopia
  • Gabon
  • Gambia
  • Ghana
  • Guinea
  • Guinea-Bissau
  • Kenya
  • Lesotho
  • Liberia
  • Madagascar
  • Malawi
  • Mauritius
  • Namibia
  • Rwanda
  • São Tomé and Príncipe
  • Senegal
  • Seychelles
  • Sierra Leone
  • South Africa
  • Tanzania
  • Togo
  • Uganda
  • Zambia
  • Zimbabwe

Oceania

  • Australia
  • Fiji
  • Kiribati
  • Marshall Islands
  • Micronesia
  • Nauru
  • New Zealand
  • Palau
  • Papua New Guinea
  • Samoa
  • Solomon Islands
  • Tonga
  • Tuvalu
  • Vanuatu

Other Territories and Autonomous Regions

  • Bermuda
  • Cayman Islands
  • Faroe Islands
  • Greenland
  • Guam
  • Hong Kong
  • Macau
  • Puerto Rico
  • U.S. Virgin Islands

This list is reviewed periodically. Companio reserves the right to amend the list of supported countries at any time, based on legal, regulatory, or risk-related considerations.

Reporting a Violation or Inquiry

If you believe someone is violating Companio’s Acceptable Use Policy, or if you have any questions or concerns about the interpretation or application of the policy, please contact our Customer Support team directly via the chat function available on our website or user platform.
Thank you for helping us maintain a secure, ethical, and legally compliant business environment for all users.